Fast Completions, Longer Lasting Roof

Roofing Financing Options

Roofing financing in Stockton, IL & Dubuque, IA made easy. Flexible plans, fast approval, and no-pressure guidance for your roof project.

Protect Your Home Now. Pay Over Time.

A roof replacement or major repair isn’t something you should have to put off — especially when your home’s safety is on the line. That’s why Elevated Roofing offers flexible financing options to help make your project affordable, no matter your budget.

Whether you’re dealing with storm damage, upgrading to a new roof, or bundling roof and gutter work, we’ll walk you through financing choices during your estimate. No pressure, just honest guidance to help you move forward with confidence.

Flexible Payment Options

We offer two popular types of payment plans, both designed to give homeowners breathing room on their roofing project:

  • Deferred Interest Plans: Enjoy no interest for the first 12 months, followed by fixed monthly payments over extended terms like 48, 54, 108, or 114 months. This is a great option if you need a little time upfront before payments begin.
  • Fixed Payment Plans: Lock in predictable monthly payments over 5, 7, 10, 12, or even 15 years. Spread out the cost in a way that works for your household — without having to sacrifice quality materials or timely service.

PayPal Financing Can Be Used for Roofing Work

You can finance through PayPal Credit with its Pay Later options. This flexible solution allows you to break your small roof repair, chimney, or gutter project into manageable payments—without needing a traditional loan. Many homeowners qualify for no-interest plans if paid in full within six months or fixed monthly payments through PayPal’s Pay Monthly option.

Best of all, you don’t need to wait for the roof you need now. Approval takes just minutes during checkout, and once approved, your roof project can move forward while you make payments directly through your PayPal account.

If you’d like to use PayPal to finance your project, just let us know during your consultation—we’ll walk you through it.

The Real Cost of Waiting

We get it — life happens, and it’s tempting to put off a roofing project until “later.” However, the truth is that waiting just a few weeks or months can turn a normal-sized issue into a major expense.

Small leaks can lead to mold, rotten decking, ruined insulation, and structural damage — all of which drive up the cost of repairs dramatically. In many cases, what could’ve been a repair becomes a full replacement. We broke it all down in a roof repair comparison chart — and the numbers don’t lie.

Financing gives you the ability to act now while keeping your budget intact — and prevents thousands of dollars in damage from creeping in later.

No Surprises. Just Clear Options.

When you meet with our team, we’ll go over what to expect with each financing route, including estimated monthly payments, total cost, and which option may best suit your needs. There’s no obligation to apply, and no credit pulled unless you choose to move forward.

Why Consider Financing Your Roof?

  • Avoid delaying essential repairs
  • Break your project into manageable payments
  • Preserve your savings for emergencies
  • Upgrade your roof now, without compromise

See What Customers Are Saying

  • Storm Damage

    Storm damage hit us. Elevated arrived next morning & guided us through everything with great communication. His crew finished our house, garage, & small building in 1 day!

    Aerial view of Sherman's rooftop after storm damage repair
  • Roof Replacement

    Had my roof, gutters, & skylight replaced—couldn’t be happier! The team was professional, efficient, and detail-oriented.

    Aerial view of Earl's rooftop after a full roof replacement
  • Roof Replacement

    Great workmanship. House & garage done in 1 day. Everything was cleaned up after.. We highly recommend them.

    Aerial view of Kay's rooftop after a full roof replacement

Elevated Roofing did a great job taking care of my garage. I noticed shingle had blown off the garage and they were able quickly schedule completely redoing the garage around my schedule. The work crew was fast and did a fantastic job and didn't leave a mess, all at a good price. I will definitely use them again when the time comes. I worked with Cyrus to get everything booked and he made the process simple and easy.

Paul Chapman-Farley
Paul Chapman-Farley June 4, 2025

JT and his crew completed the installation of a new roof on our home and did an amazing job! JT was attentive to all our needs and even went above and beyond to protect a nest of cardinal hatchlings that were in direct proximity of any falling debris. The crew took special care in protecting all greenery, porch, decks and the entire area surrounding the house. They all worked together efficiently and effectively removing the old roof and applying the new roof while paying close attention to detail around skylights, the chimney and any other areas of particular concern. JT made sure that we were informed and happy with the progress throughout the entire project and was a delight to work with. Upon completion, the crew did a phenomenal job of clearing away all debris from the site. We are extremely pleased with a job well done. Thank you. Judy and David

Judith Doebler
Judith Doebler June 3, 2025

Matthew and his crew did an amazing job on our roof, communicated very well, they were clean with the tear off and did an amazing job! Highly recommend this company!

John Winter
John Winter May 20, 2025

How to Get Started

Financing is discussed during your inspection or estimate. We’ll help you explore what’s available, answer any questions, and make the process simple from start to finish.

Book your free inspection today and ask us about financing options during your appointment.

Close up of a rooftop with 2 dormers